Financing is the right thing to do in life. Let you earn 20,000 more.

This article recommends that financial whites read it. A lot of Xiaobai read a lot of articles, learned a lot of skills, but still can't manage money, still shy in the moon. Although income is increasing, deposits are getting lower and lower. How to solve such a dilemma? Her sister does not recommend you to learn more financial skills, add more open source, what should be done is to rationalize your messy life. Stop and think about it. What is it that consumes a lot of your wealth?

Wealth is like the water in a reservoir. When the water at the outlet is smaller than the water at the inlet, it means that we can save more wealth. Under the premise of not affecting the quality of life, how to reduce the water at the outlet is a question that everyone needs to think about. Today, I will introduce some unexpected ways to save money and tighten the outlet of our wealth reservoir .

Practice a good cooking

Why do we like to go out to eat, because it is convenient, because it saves trouble, because the taste is good, the home can't do it. Taking a family of three as an example, I go out to eat twice a week , with an average of 200 yuan each time , 400 yuan a week , 1600 yuan a month , 20,000 yuan a year, calculated at an annualized rate of return of 10% per year, plus compound interest, 10 Years later means that a family has lost 350,000 yuan in total assets due to going out to eat. Not to mention the words of the appetite, the additives, and the leftovers.

Nowadays, the rich network resources allow us to buy the special products of Tiannanhaibei. Together with the micro-signals of various food productions, it is not a problem to make a full feat at home as long as you work hard and practice.

As for convenience, speed, and more, the natural speed is developed, and you can use some of the little wisdom of life, such as cutting the meat in advance, shredding, dicing, slicing, and freezing it to the refrigerator. Unfreeze a small piece at any time, and keep some dried rice noodles, noodles, etc. at home to put some vegetables and meat is a hearty meal.

Maintain stable weight for decades

For women, maintaining a stable weight for decades means that you don't have to invest too much money in dressing and dressing, but you can get a more tasteful and quality dressing experience.

Take myself as an example. From college to now 8 years of graduation, the weight is basically maintained at around 94 pounds. Even if two children are born in the middle, they basically return to pre-pregnancy weight in the first half of the postpartum period.

A woolen plaid coat bought at the time of graduation, the price is 300 yuan. In the 8th year of this year, the average annual cost is 37.5 yuan, and it still looks good when worn. A casual jeans bought in the third grade of college, 160 yuan, has been 10 years since the beginning, the average annual cost of 16 yuan, summer is the best match of white T-shirt.

Therefore, as long as you maintain a stable weight, you can buy some classic windbreakers, wool coats, jeans and so on. Such clothing has very few patterns every year, does not follow the trend, and is easy to match. As long as it is cut, the fabric is good, and it can be worn for ten years without problems. Changing a silk scarf or a shirt can change the shape.

Maintain good living habits

Maintaining good living habits not only has a healthy body, but also beautiful skin. We don't have to invest a penny, as long as we can lighten the food once a week, 30 times a week for 30 minutes of aerobic exercise, enough vegetables and fruits every day, go to bed before 11 o'clock every night , a cup of warm water every morning, every day. Toilet habits.

In the face of high medical expenses, the pain of getting sick, as long as you care a little bit about life, be kind to your body, you can stay away from the disease as far as possible. Similarly, day-to-day good habits bring nourishment to the skin, which is irreplaceable by any expensive cosmetics.

Stay away from those negative energy friends

As the saying goes, the near Zhu is red, and the near ink is black. Be careful when making friends, and stay away from friends with negative energy. Those who are addicted to tobacco and alcohol, gambling, and bad hobbies, can't do things in a down-to-earth manner, always have friends with gambling and speculative psychology, do not seek advance, do not enterprising, mix and eat, and other dead friends, love vanity, greedy enjoyment Friends who compare each other.

Interpersonal communication requires a certain amount of money and time to invest, and it is necessary to invest limited money and time into those friends who can bring positive influence to themselves and encourage promotion. Good friends are spurs on life, they are urging, they are mutual progress and influence, and they are better tomorrow than today.

Friends who are far away from negative energy are not only saving money, but also purifying their own social circles, upgrading their own cognition and thinking, and broadening their horizons and patterns. These are far more important than money.

Develop some hobbies

The hobbies referred to here are those that can actively focus on improving a particular skill, such as continuous writing, learning to invest in financial management, mastering a foreign language, and so on.

In other words, reading romance novels, playing games, such hobbies is a passive, designer is designed to rob your attention. People's attention is limited. When we devote ourselves to what we like, we will automatically filter out many traps that temp us to spend money.

For example, when you have a lot of free time, go out and go shopping. You will find that the mall promotion buys 100 get 100 gift vouchers, the supermarket can buy 5% credit card for two hundred full shopping, the newly opened restaurant has a 20% discount for singles, and the movie theaters in the United States premiere. When I go home, 1000 pieces are spent unconsciously.

If you say that I don't go out and stay at home, then, no matter what mobile phone to look at, Taobao double eleven for pre-sale, nearly a third cheaper than usual to send a variety of gifts, only products will send 100 yuan shopping The coupon, the OPPO phone used by Yang Yang’s new TV series is so beautiful, and it’s still a lot of money in a circle, and it costs a lot. When we focus on our own interests, time unknowingly flows away, but personal ability is indeed unconsciously elevated.

Because of continuous writing, no need to worry about promotion, the editor will automatically find a door-to-door draft, increasing the income of open source. Because learning investment and financial management, we can see through the phenomenon through the phenomenon, seize some opportunities in a timely manner, and make the assets grow substantially, because we have mastered a foreign language, smoothly quit to your favorite company, and the salary increases by 50%.

Managing money is a matter of life, being a caring person in life, doing everything around you, and managing money is not that difficult. These little things in life, sticking to it, may bring incredible compounding power to your life.

(Editor: Zhang Yang HN080)